Business Optimiser

How to Transact

You can transact on your Business Optimiser by:

  • logging on to our website
  • by phoning 133 464 and using the interactive phone service or speaking with one of our Direct Associates

You can also make deposits by:

  • direct deposit - you can have third party payments, dividends or rental income deposited directly into your Business Optimiser
  • an Automatic Deposit Plan (ADP); an ADP makes regular deposits into your Business Optimiser from your linked bank account every week, fortnight or month (according to your instructions).
  • Use our business calculator to work out how much you need to save each week, fortnight or month to reach your target goal(s).
  • mailing us a cheque, made payable, to ING DIRECT to:
    ING DIRECT, Reply Paid 3858, Sydney NSW 2001 (from within Australia)

You can manage your account via the website or phone to

  • obtain details of your transactions, balances and interest earned.
  • update your personal address, telephone number or email.
  • set up, view, change or cancel an Automatic Deposit Plan.



Important InformationImportant Information

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to Business Optimiser you should read the Business Optimiser Terms and Conditions. To view this document you may need Adobe Acrobat. The Business Optimiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.