Line of Credit Loans

Smart Home Loan

If you have several loans or credit cards, why not consolidate all your debts into one line of credit and reduce interest costs and bank fees?

Loan rate	Low, variable interest rate with an additional discount of 0.50% p.a. if your total loan is more than $300,000. Interest is only payable on the line of credit account balance.
Loan term	As short or as long as you like
Loan repayments	Interest Only
Paid by	Direct debit and salary crediting
Additional payments	Yes, any time and free of charge
Monthly fee	No monthly fee. An annual fee applies. Unlimited free transactions apply to the VISA card. 10 free withdrawals per month on the line of credit.
Ongoing fees	No
Loan redraw	Yes
Line of credit	Access to your funds by ATM and EFTPOS with VISA card and a cheque book.
Bills	Pay bills with your VISA card with BPAY®
Credit card	Nil interest VISA card for day-to-day spending and cash advances from any ATM, linked to your line of credit account.

Call a Mortgage Specialist on 1800 100 258 or see your broker. If you know what your current outgoings are, we can give you an idea of the savings you could make over the phone.