Interest Rates & Fees
Compare our home loan interest rates and call us on 1800 100 258 to speak with one of our Home Loan Specialists. We can help you find the right home loan to suit your needs.
Home loan interest rates are current as at 23 July 2010 and are subject to change.
| Variable Rate Home Loans |
Interest Rate |
Comparison Rate |
| Mortgage Simplifier |
6.74% p.a. |
6.74% p.a. |
| Orange Advantage ($300,000 and over)* |
6.79% p.a. |
6.96% p.a. |
| Orange Advantage (less than $300,000) |
7.04% p.a. |
7.21% p.a. |
| Construction Loan |
7.45% p.a. |
6.89% p.a. |
| Action Equity Loan |
7.34% p.a. |
7.34% p.a. |
| Smart Home Loan |
7.34% p.a. |
7.46% p.a. |
| Fixed Rate Home Loans |
Interest Rate |
Comparison Rate |
| 1 Year Fixed Rate |
6.89% p.a. |
6.80% p.a. |
| 2 Year Fixed Rate |
7.19% p.a. |
6.87% p.a. |
| 3 Year Fixed Rate |
7.29% p.a. |
6.94% p.a. |
| 4 Year Fixed Rate |
7.94% p.a. |
7.23% p.a. |
| 5 Year Fixed Rate |
7.94% p.a. |
7.33% p.a. |
Warning:
This comparison rate applies only to the example or examples given. Comparison rate based on $150,000 loan amount over 25 year term. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. To view a comparison rate schedule, please click on one of the below links.
Terms and Conditions apply, all rates are indicative.
Fees:
Presettlement fees are often forgotten and can cause some sleepless nights if not budgeted for.
Our pre settlement fees and charges brochure lists our fees if any, before settlement and our post settlement fees and charges brochure outlines any fees if any after settlement.
*Where your total residential borrowings with ING DIRECT are $300,000 or more.