Savings Products

DIY Super - your money at call

DIY Super Funds and Trusts can earn a high variable interest rate on the cash component of self managed superannuation in an at call Business Optimiser.

How does it work? Simply Link your Business Optimiser to an external bank account and move your money in and out of your Business Optimiser as often as you like!

• 5.50% p.a. variable welcome rate.
• New Business Optimiser customers will receive a variable welcome rate of 5.50% p.a. for 6 months from account opening, on balances up to $1 million. That’s 1.00%p.a. higher than our great standard variable rate, currently 4.50% p.a. Apply online now - offer for a limited time only.

• Project how much you can save over time based on an initial contribution and regular ongoing deposits by using our DIY Super - at call calculator.

• No ING DIRECT fees or hidden charges
• No fixed term or minimum balance

• Balances up to $1 million will be guaranteed by the Australian Government for free until 12 October 2011

• 24/7 easy access to your account via internet or phone banking
• Multiple users. You can nominate up to four trustees to operate your Business Optimiser at any one time.

Important Information

Combined balances up to $1 million per customer will be guaranteed by the Australian Government for free until 12 October 2011. ING DIRECT will not offer access to the Government Deposit Guarantee to a customer on the portion of their combined balance over the $1 million threshold.  

The advertised Business Optimiser variable welcome rate is current as at 15 March 2010 and will change if the Business Optimiser standard variable rate changes. Variable welcome rate applies for 6 months from the date the Business Optimiser is opened. At the end of the 6 month period, the rate that applies to your balance will be the Business Optimiser standard variable rate applicable at the time. This offer is applicable on the first Business Optimiser opened per entity and is for a limited time only.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to Business Optimiser you should read the Business Optimiser Terms & Conditions. To view this document you may need Adobe Acrobat. The Business Optimiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.