Savings Products

DIY Super - your money at a fixed interest rate

I wish I could avoid the temptation!

A Business Term Deposit is a straightforward and smart way to maximise any surplus cash you may have in your business or the cash component of your DIY Super Funds or Trust.

With a Business Term Deposit you have a fixed investment return that's not exposed to market fluctuations.

Whether you have the minimum deposit of $10,000 or the maximum deposit of $10 million, your money attracts a great fixed interest rate, no matter how long your investment.

ING DIRECT's Business Term Deposits are straightforward and offer you:

  • A great fixed rate of interest
  • No ING DIRECT fees
  • Security knowing your money is safely locked away from temptation

They are available to business and trust account holders, and the terms and rates are:

5
.80 %
p.a. 120 days
6
.00 %
p.a. 270 days
6
.60 %
p.a. 1 year
Term Interest rate
30 day rate 4.50% p.a.
90 day rate 5.50% p.a.
120 day rate 5.80% p.a.
180 day rate 5.80% p.a.
210 day rate 6.40% p.a.
270 day rate 6.00% p.a.
330 day rate 6.00% p.a.
1 year rate 6.60% p.a.
2 year rate 6.80% p.a.

Business Term Deposit interest rates are current as at 23 July 2010 and are subject to change.




Important InformationImportant Information

Combined balances up to $1 million per customer will be guaranteed by the Australian Government for free until 12 October 2011. ING DIRECT will not offer access to the Government Deposit Guarantee to a customer on the portion of their combined balance over the $1 million threshold.  

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to the Term Deposits you should read the Business Term Deposit Terms and Conditions booklet. To view this document you may need Adobe Acrobat. The Business Term Deposits are issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.