Savings Maximiser

How it Works

How to get the best out of your Savings Maximiser



How your SM works


No  Set-up your savings account

Set-up your linked savings accounts:

  • When you apply for a Savings Maximiser, you nominate one of your current bank accounts to link to it - so best to have the BSB and Account number details handy.
  • Your Savings Maximiser will then be linked to the bank account you nominated when the account is opened.
  • Once your Savings Maximiser is activated, you transfer money INTO your Savings Maximiser for our high variable interest rate, and transfer it back to your linked bank account when you want to access your money.

So apply online now!


No  Manage your savings account

You can manage your savings via the internet or by phone (using the Client number and password provided) , 24 hours a day, 7 days a week. You can also:

  • obtain details of your transactions, balances and interest earned
  • update your address, telephone number or email
  • elect to receive online statements (to help save paper consumption)
  • set up, view, change or cancel an Automatic Savings Plan (ASP)
  • change your linked bank account

No  Grow your savings account

Make the best of your deposit by:

Automatic Savings Plan (ASP)
Direct deposit
Cheque deposit


Important InformationImportant Information

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to the Savings Maximiser you should read the Savings Maximiser Terms and Conditions booklet. To view this document you may need Adobe Acrobat. The Savings Maximiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.


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