ING Third Party Car Insurance

Loss or damage to your vehicle

New-for-old car replacement

We'll replace your car with a new one if it becomes a total loss within the specified time period or mileage (whichever comes first) of the original registration.

Damage to someone else's car or other property (legal liability)

Damage caused by an uninsured driver

Towing

Hire car following theft

Hire car following a no fault accident

Replacement of stolen keys / remote

Damage to your caravan or trailer in a collision

Emergency transport and accommodation

If your damaged car is undriveable, we'll pay for the driver and passengers to be transported to the address where the car is normally kept at night; or, if transport is unavailable, we'll pay for the cost of their temporary accommodation.

Damage or theft of personal effects in your car

Damage or theft of child seat/baby capsule in your car

Debris removal

If necessary, we'll pay for the debris from your car to be removed from the accident scene.

Restricted driver age benefit

Pay less on your premiums by limiting the drivers covered under your policy to a certain age group (21+, 25+, 30+, 40+ or 50+).

No excess payable when identified third party is at fault

Repairs guaranteed for as long as you own the car

Higher excess to reduce premium

If you increase your Basic Excess, we'll reduce your premium.

No-claim discount preserved when identified third party is at fault

Monthly or yearly premium payment options

By paying annually instead of in instalments (i.e. fortnightly or monthly), you'll avoid instalment processing fees and pay a lower premium.

Online and phone claims service

Online discount