BSB: 923-100

Home loans

Love a great rate and even greater service?

Home loans to suit your needs

Simplicity. Great value. Competitive rates.

All our home loans

Compare our home loans

Our home loans are simple, straightforward and easy to understand.

Variable Rate

Your interest rate could vary in conjunction with changes to market conditions.

ING DIRECT Variable Rate Home Loans
Interest Rate
Comparison Rate
Special Offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.34
5.53
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.22
5.22
Smart Home Loan

You can package your finances into a line of credit linked to a nil Interest credit card. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.82
5.94
Action Equity Loan

A line of credit home loan giving you access to existing equity in your property.

Interest Rate
Comparison Rate
5.82
5.82
Fixed Rate

For the certainty of knowing what your repayments will be for a fixed period.

ING DIRECT Fixed Rate Home Loans
Fixed Period
Interest Rate
Comparison Rate
Special Offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed Period
Interest Rate
Comparison Rate
1
4.69
5.17
2
4.74
5.13
3
4.94
5.15
4
5.49
5.32
5
5.54
5.36
Line of Credit

So you can draw down available funds as required, whenever you need.

ING DIRECT Line of Credit home loans
Interest Rate
Comparison Rate
Special Offer
Action Equity Loan

A line of credit home loan giving you access to existing equity in your property.

Interest Rate
Comparison Rate
5.82
5.82
Smart Home Loan

You can package your finances into a line of credit linked to a nil Interest credit card. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.82
5.94
Construction

A variable rate home loan to help you through your construction stage.

ING DIRECT Construction loans
Interest Rate
Comparison Rate
Special Offer
Construction Loan

Interest only repayments during construction, catering to needs of people building or renovating.

Interest Rate
Comparison Rate
5.22
5.22
Commercial

For investors looking to refinance or purchase commercial property.

ING DIRECT Commercial loans
Priority Commercial Mortgages

Loans between $250,000 and $3 million. Fixed rate, variable rate or line of credit loans.

Speak to a commercial mortgage specialist for the latest rates or to apply.

Call us 24/7 on 1800 100 258.

Commercial Property Finance

Loans over $3 million. Our specialist team can help shape an effective funding option.

Speak to a commercial property lending specialist for further information or to apply.

Call us on (02) 9028 4107.

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.

Start now

Call our Australia-based home loan specialists on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

Request a call

Get help choosing a home loan

Need help finding the home loan for you?

Our home loan selector will help you find the loan that's best for you.

Buying a Home

Finding the right loan doesn't need to be complicated or confusing. We're here to help. Tell us what matters to you.

Interest Rate
Comparison Rate
Special Offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.34
5.53
Interest Rate
Comparison Rate
Special Offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.22
5.22
ING DIRECT Fixed Rate Home Loans
Fixed Period
Interest Rate
Comparison Rate
Special Offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed Period
Interest Rate
Comparison Rate
1
4.69
5.17
2
4.74
5.13
3
4.94
5.15
4
5.49
5.32
5
5.54
5.36
Investing in Property

Whether buying your first investment property or growing your portfolio, choosing the right investment loan can really pay off. Tell us what matters to you.

Interest Rate
Comparison Rate
Special Offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.34
5.53
Interest Rate
Comparison Rate
Special Offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.22
5.22
ING DIRECT Fixed Rate Home Loans
Fixed Period
Interest Rate
Comparison Rate
Special Offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed Period
Interest Rate
Comparison Rate
1
4.69
5.17
2
4.74
5.13
3
4.94
5.15
4
5.49
5.32
5
5.54
5.36
Interest Rate
Comparison Rate
Special Offer
Smart Home Loan

You can package your finances into a line of credit linked to a nil Interest credit card.

Interest Rate
Comparison Rate
5.82
5.94
Action Equity Loan

A line of credit home loan giving you access to existing equity in your property.

Interest Rate
Comparison Rate
5.82
5.82
Building

Building a new home is an exciting time. Plan it well and you'll come home smiling. Tell us what matters to you.

Interest Rate
Comparison Rate
Special Offer
Construction Loan

Interest only repayments during construction, catering to needs of people building or renovating.

Interest Rate
Comparison Rate
5.22
5.22
 
Commercial Property Finance

Loans over $3 million. Our specialist team can help shape an effective funding option.

Speak to a commercial property lending specialist for further information or to apply.

Call us 24/7 on (02) 9028 4107.

Renovating

Renovating doesn't have to be hard, provided you take the time to properly plan. Tell us what matters to you.

Interest Rate
Comparison Rate
Special Offer
Construction Loan

Interest only repayments during construction, catering to needs of people building or renovating.

Interest Rate
Comparison Rate
5.22
5.22
 
Commercial Property Finance

Loans over $3 million. Our specialist team can help shape an effective funding option.

Speak to a commercial property lending specialist for further information or to apply.

Call us 24/7 on (02) 9028 4107.

Interest Rate
Comparison Rate
Special Offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.34
5.53
Interest Rate
Comparison Rate
Special Offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.22
5.22
ING DIRECT Fixed Rate Home Loans
Fixed Period
Interest Rate
Comparison Rate
Special Offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed Period
Interest Rate
Comparison Rate
1
4.69
5.17
2
4.74
5.13
3
4.94
5.15
4
5.49
5.32
5
5.54
5.36
Refinancing

Whether buying your first investment property or growing your portfolio, choosing the right investment loan can really pay off. Tell us what matters to you.

Interest Rate
Comparison Rate
Special Offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.34
5.53
Interest Rate
Comparison Rate
Special Offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.22
5.22
ING DIRECT Fixed Rate Home Loans
Fixed Period
Interest Rate
Comparison Rate
Special Offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed Period
Interest Rate
Comparison Rate
1
4.69
5.17
2
4.74
5.13
3
4.94
5.15
4
5.49
5.32
5
5.54
5.36
Interest Rate
Comparison Rate
Special Offer
Smart Home Loan

You can package your finances into a line of credit linked to a nil Interest credit card. Standard rate shown without any discount, if applicable.

Interest Rate
Comparison Rate
5.82
5.94
Action Equity Loan

A line of credit home loan giving you access to existing equity in your property.

Interest Rate
Comparison Rate
5.82
5.82

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.

Start now

Call our Australia-based home loan specialists on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

Request a call

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