Savings interest rates
Highest variable rate
For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit $1,000+ (from an external source)
2. Make 5+ card purchases (settled, not pending) and
3. Grow their nominated Savings Maximiser balance (excluding interest).
Available on one account for balances up to $100,000 with the additional variable rate applied the month after eligibility criteria has been met.
variable rate (incl. % p.a. additional variable rate)
Standard variable rate
Personal Term Deposits
Competitive interest rates, fixed for the term. Minimum opening deposit of $10,000.
3 months (90 days)
4 months (120 days)
6 months (180 days)
7 months (210 days)
9 months (270 days)
11 months (330 days)
1 year (365 days)
2 year (730 days)
Kick starter offer - First 4 months
Available to new to ING savings customers on accounts opened from 18 March 2024, These rates include the variable kick starter rate of 0.50% p.a., which applies on top of the ongoing variable rate on balances of up to $500,000 for 4 months from the date of account opening (that is, the date an account number is issued). For balances over $500,000 the ongoing variable interest rate will apply.
Accounts with balances $150,000 - $500,000
Accounts with balances $50,000 - $149,999.99
Accounts with balances $0 - $49,999.99
Ongoing variable interest rate
Accounts with balances $150,000 - $5 million
Accounts with balances $50,000 - $149,999.99
Accounts with balances $0 - $49,999.99
The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s).