Why apply for a Fixed Rate Home Loan?
Know exactly what your repayments will be, and you can fix your rate for up to five years.
Pay no ongoing fees
There are no monthly, annual or transaction fees, and it's free to make additional repayments (less than $10,000 per settlement anniversary).
Use ATMs for free
Withdraw funds from any ATM in Australia for free when you have both an Orange Everyday transaction account and any ING DIRECT home loan.
Interest rate discounts
Interest rate discounts may be available when your loan reverts to our variable rate Mortgage Simplifier home loan.
Fixed rate lock in
You can protect yourself from the possibility of rising interest rates by locking in the advertised rate for up to 90 days prior to settlement. A one-off fee applies.
Tools and dedicated support when needed
Online tools and home loan specialists that can help you every step of the way.