BSB: 923-100


Some things never go out of style

Reach your savings goals faster

Competitive interest rates. No ING DIRECT fees. Rewards for saving with us.

All our savings accounts

Compare our personal savings accounts

Find the account that's best for you. Every cent you deposit will earn you interest.

Savings Products
Interest Rates
Savings Maximiser

A high variable interest rate with no catches.

Interest Rate

Variable welcome rate for 4 months from account opening for new customers on balances up to $250,000.

Personal Term Deposit

A high interest rate guaranteed for the term you choose, plus a Loyalty Bonus on renewal.

Interest Rate

180 day term deposit. Minimum $10,000 deposit.

Savings Accelerator

A tiered savings account with higher variable interest rates for balances starting at $50,000.

Interest Rate

Applies to total balances between $50,000 and $149,999

Other ways to save with us

More than one way to think about saving

A simple rethink could take your finances in new directions.

Everyday savings

Look for an everyday bank account that adds up on rewards, not fees.

Here's how you could save on your everyday banking with ING DIRECT:

New customers get 5% cash back on Visa PayWave purchases under $100 for 6 months in Australia

There are no monthly fees, so there's more money in your pocket

Use any ATM in Australia for free when you withdraw $200 or more

Learn about Orange Everyday

Saving for retirement

Look for a super account with competitive interest rates and less fees.

Take Living Super, for example:

The first Balanced option available to all Australians with no admin or management fees

No fees on cash and term deposits held with ING DIRECT

You can choose optional features like real-time share trading

Or if you'd like to maximise the cash component of your SMSF:

Our Business Optimiser account offers a high variable interest rate, 24/7 access and no ING DIRECT fees

Our Business Term Deposit account could secure you a great rate for the timeframe you choose and loyalty bonus on renewal

Learn about retirement

Finding the right home loan

Look for a great deal on a home loan that ticks all the right boxes for you.

Here's how you could save on your home loan with ING DIRECT:

Competitive variable and fixed interest rates across all loans

Interest rate discounts available on some loans when borrowing $250,000 or more (conditions apply)

The Orange Advantage 100% offset facility could help reduce the interest you pay

Low fee options to help you save even more

Use any ATM in Australia for free when you have both an Orange Everyday bank account and any ING DIRECT home loan

Learn about home loans

Tools and calculators